LIFE INSURANCE
If someone in your life will financially suffer when you die, you may need life insurance. Life insurance may provide cash to designated loved ones after your death. In addition to helping support your dependents, life insurance may help pay outstanding debts, funeral expenses and oftentimes, unpaid taxes.
Life insurance is especially valuable to young adults with young children or anyone caring for a disabled dependent. It is most important if you have not yet built up assets that your family can fall back on when you are no longer living.