RV Insurance may include coverage for the RV as well as campsite liability and emergency expenses. It may include appropriate tow coverage as well.
There are two types of RV insurance, Full-timer’s Insurance and Campsite-Liability Insurance.
Campsite-Liability RV Insurance
For those who do not live in the RV, but use it for recreation, a campsite-liability policy may offer various coverage options.
Full-timer’s RV Insurance
Full-timer’s coverage may be better suited for those who who live in the RV for 6 months or more each year. In addition to the same campsite-liability coverages, full-timer’s coverage may include enhanced protection, which may help cover medical expenses for anyone incurring an injury in or around the RV.